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Savings & Money Markets
Whether you’re just starting out or you’ve been saving for decades, we offer products to help you reach your financial goals. We’re here to help you succeed.
SAVINGS
Statement Savings
A classic savings account.
- Earn interest
- No monthly maintenance service charge
- Six preauthorized transfers per cycle
- Mobile and online banking
Grow & Go Savings
Earn higher interest rates on your larger liquid cash reserves.
- Higher interest rates
- No monthly maintenance service charge
Health Savings Account (HSA)
Contribute money from each paycheck, earn tax-free interest and pay for qualified expenses with a convenient debit card.
- No monthly maintenance service charge
- Earn interest tax-free
- Pay for a variety of qualified medical expenses
- Roll over savings year-to-year
- Mobile and online banking
Compare Savings Accounts
| Account | Statement Savings | Grow & Go Savings |
| A smart option for: | Those looking for a classic savings account. | Those with larger cash reserves looking to earn higher interest rates. |
| Benefit: | Six preauthorized transfers per cycle | Higher interest rates as your balance increases |
| Earns Interest: | ✓ | ✓ |
| Minimum to Open: | $1.00 to open | $10,000 to open |
| Online & Mobile Banking: | ✓ | ✓ |
| No Minimum Balance: | ✓ | ✓ |
| No Monthly Maintenance Service Charge: | ✓ | ✓ |
| LEARN MORE | LEARN MORE |
MONEY MARKETS
Indexed Advantage Money Market
Make the most of your savings with competitive rates that adjust with the market automatically. Earn more with our money market account without sacrificing flexibility.
- Tiered interest rates
- No fees for excessive transactions*
- Convenient access to your funds when you need them
- No monthly maintenance service charge
- Mobile and online banking
- Only $1 required to open
Money Market
Get the benefits of a tiered rate account with complete access to your funds.
- No monthly maintenance service charge
- Tiered rate account
- Six preauthorized transfers per cycle
- Mobile and online banking
Champion Money Market
Get the benefits of a tiered rate account with complete access to your funds, with better rates for a higher balance.
- No monthly maintenance service charge with minimum average daily balance of $5,000
- Tiered rate account
- Six preauthorized transfers per cycle
- Mobile and online banking
Compare Money Markets
| Account | Indexed Advantage Money Market | Money Market | Champion Money Market |
| A smart option for: | Those looking for a high-yield account to take advantage of rising rates. | Those who prefer to keep a lower balance. | Those looking for better rates with a higher balance. |
| Benefit: | Competitive rates that adjust with the market automatically | Low minimum average daily balance | Reimbursed ATM fees in the U.S.; Unlimited transactions |
| Earns Interest: | Tiered rates | Tiered rates | Tiered rates |
| Online & Mobile Banking: | ✓ | ✓ | ✓ |
| Minimum to Open: | $1.00 to open | $1.00 to open | $1.00 to open |
| Monthly Maintenance Service Charge: | None | $6 if minimum average daily balance falls below $500 | $8 if minimum average daily balance falls below $5,000 |
| LEARN MORE | LEARN MORE | LEARN MORE |
CDs And IRAs
Let your money do more of the work for you. CDs and IRAs are easy, hands-off options that can lead to stable returns. We offer traditional CDs, tiered-rate CDs, traditional IRAs, and Roth IRAs.
The Right Solution
At The Right Time
Change, we know it well. Not just because we're a bank. But, because we design our banking products around our clients changing needs. Our banking solutions evolve with you - from your first job, to retirement and beyond.
