Personal
Savings & Money Markets
Whether you’re just starting out or you’ve been saving for decades, we offer products to help you reach your financial goals. We’re here to help you succeed.
SAVINGS
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Statement Savings
A classic savings account.
- Earn interest
- No monthly maintenance service charge
- Six preauthorized transfers per cycle
- Mobile and online banking
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Grow & Go Savings
Earn higher interest rates on your larger liquid cash reserves.
- Higher interest rates
- No monthly maintenance service charge
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Health Savings Account (HSA)
Contribute money from each paycheck, earn tax-free interest and pay for qualified expenses with a convenient debit card.
- No monthly maintenance service charge
- Earn interest tax-free
- Pay for a variety of qualified medical expenses
- Roll over savings year-to-year
- Mobile and online banking
Compare Savings Accounts
Account | Statement Savings | Grow & Go Savings |
A smart option for: | Those looking for a classic savings account. | Those with larger cash reserves looking to earn higher interest rates. |
Benefit: | Six preauthorized transfers per cycle | Higher interest rates as your balance increases |
Earns Interest: | ✓ | ✓ |
Minimum to Open: | $1.00 to open | $10,000 to open |
Online & Mobile Banking: | ✓ | ✓ |
No Minimum Balance: | ✓ | ✓ |
No Monthly Maintenance Service Charge: | ✓ | ✓ |
LEARN MORE | LEARN MORE |
MONEY MARKETS
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Indexed Advantage Money Market
Make the most of your savings with competitive rates that adjust with the market automatically. Earn more with our money market account without sacrificing flexibility.
- Tiered interest rates
- No fees for excessive transactions*
- Convenient access to your funds when you need them
- No monthly maintenance service charge
- Mobile and online banking
- Only $1 required to open
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Money Market
Get the benefits of a tiered rate account with complete access to your funds.
- No monthly maintenance service charge
- Tiered rate account
- Six preauthorized transfers per cycle
- Mobile and online banking
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Champion Money Market
Get the benefits of a tiered rate account with complete access to your funds, with better rates for a higher balance.
- No monthly maintenance service charge with minimum average daily balance of $5,000
- Tiered rate account
- Six preauthorized transfers per cycle
- Mobile and online banking
Compare Money Markets
Account | Indexed Advantage Money Market | Money Market | Champion Money Market |
A smart option for: | Those looking for a high-yield account to take advantage of rising rates. | Those who prefer to keep a lower balance. | Those looking for better rates with a higher balance. |
Benefit: | Competitive rates that adjust with the market automatically | Low minimum average daily balance | Reimbursed ATM fees in the U.S.; Unlimited transactions |
Earns Interest: | Tiered rates | Tiered rates | Tiered rates |
Online & Mobile Banking: | ✓ | ✓ | ✓ |
Minimum to Open: | $1.00 to open | $1.00 to open | $1.00 to open |
Monthly Maintenance Service Charge: | None | $6 if minimum average daily balance falls below $500 | $8 if minimum average daily balance falls below $5,000 |
LEARN MORE | LEARN MORE | LEARN MORE |
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CDs And IRAs
Let your money do more of the work for you. CDs and IRAs are easy, hands-off options that can lead to stable returns. We offer traditional CDs, tiered-rate CDs, traditional IRAs, and Roth IRAs.
The Right Solution
At The Right Time
Change, we know it well. Not just because we're a bank. But, because we design our banking products around our clients changing needs. Our banking solutions evolve with you - from your first job, to retirement and beyond.
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