Personal
Home Equity Line of Credit
![Photo of couple taking a break from working on home renovations](https://gsb.ibec.me/wp-content/uploads/HELOC-Home-Renovations.jpg)
We know how much your home matters to you. With premium rates and no application fees or closing costs*, a Home Equity Line of Credit (HELOC) is a smart way to tap into the value of your home. Rates and terms for primary residences, second homes and seasonal properties.
- No application fee
- No closing costs*
- Up to 80% loan to value (LTV)
- Flexible fixed-rate conversion options
![Photo of couple taking a break from working on home renovations](https://gsb.ibec.me/wp-content/uploads/HELOC-Home-Renovations.jpg)
![Family painting](https://gsb.ibec.me/wp-content/uploads/2018/05/Renovating-a-Home-2.jpg)
![Family painting](https://gsb.ibec.me/wp-content/uploads/2018/05/Renovating-a-Home-2.jpg)
Sometimes the loan process can feel like a lot. We get it. And we’re here to help! Our lenders can walk through all of the options with you.
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LET’S GET STARTED
Complete this form and a member of our lending team will contact you. Prefer the phone? Give us a call at (207) 839-4796
- *No closing costs, but property and hazard insurance required, plus flood insurance if applicable. Excludes expenses for unusual or extraordinary property appraisals or title issues, generally totaling between $0.00 and $375.00. Minimum credit line $10,000. Penalty for early termination. Other restrictions may apply. Offer of credit is subject to approval. Rates are subject to change without notice.